Bank of america not updating in mint

Posted by / 23-Jul-2017 05:18

"They [banks] don't have the opportunity to cross-sell me." The banks' warnings, however, are off base.

Federal banking rules known as Regulation E (here) sharply limit customers' liability for unauthorized electronic transactions from their accounts, provided they report the fraud promptly.

But Lauren Saunders, associate director and managing attorney of the National Consumer Law Center, calls the banks' position "ridiculous." Sites such as Mint collect data about transactions but typically are not authorized to make transactions, said Saunders.

The service seems to have been restored, but the restrictions described are similar to steps taken by other lenders.

It means that you no longer have to give us your bank username and password.

Instead, you tell your bank, “Hey, I want Mint to access my account!

The rules say that customers' negligence - such as writing a PIN on a debit card - does not increase their liability.

A customer would be on the hook for unauthorized transactions if she gives her card or credentials "and grants authority to make transfers to a person (such as a family member or co-worker) who exceeds the authority given," the rules say.

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” They send us a special key (called a token) that we use to access your account.

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